Entries by Michael Callahan

Legal Preparations for Back to School

Most college-bound freshman are over 18.  The law says that makes them adults; parents know better. They are grown-up but new to the world of managing their money, bills and contracts.  New to the world of managing their own medical appointments and follow-ups. If you need to talk to the bursar’s office about tuition, grants, […]

Everyone Needs a Comprehensive Power of Attorney

by Michael F. Callahan The benefits of a highly detailed, comprehensive power of attorney are numerous. Unfortunately, many powers of attorney are more general in nature and can actually cause more problems than they solve, especially for our senior population. This post  highlights the benefits of a comprehensive, detailed power of attorney, including some of […]

Why Make a Will This Year?

Will 2018 be the year you make a Will and complete your estate and disability planning? If you kick it down the road another year it won’t matter … unless 2018 is the year you die or become incapacitated or disabled.  In that case, those you care about will wish you had planned better, especially […]

Special Needs Trusts

The Problem  If you are disabled or elderly  you may not qualify for certain government benefits, such as Supplemental Security Income (SSI) and Medicaid , because your income or “countable assets” are too high.   Generally your home, furnishings, vehicle and certain other specific types of property are not counted, while  bank and financial accounts and […]